Everything You Need to Buy Your First Home

Input your income, existing debts, and down payment to get a clear, realistic price range before you start shopping.

• Income-based affordability range
• Debt-to-income (DTI) calculator
• Down payment impact analysis

Compare 30-year fixed, 15-year fixed, FHA, VA, and adjustable-rate mortgages side-by-side.

• Multi-loan type comparison
• Total interest cost over life of loan
• Monthly payment breakdown

Map out every fee before you reach the closing table — lender fees, title, escrow, prepaid items, and more.

• Itemized closing cost tracker
• Lender vs. third-party fees
• Cash-to-close calculator

Set your savings goal and track your progress month by month toward your target down payment amount.

• Goal-setting and timeline
• Monthly savings tracker
• PMI threshold awareness

Build a comprehensive homebuying budget that accounts for your full financial picture — before and after purchase.

• Pre-purchase and post-purchase budget
• Emergency fund planning
• Monthly cash flow projection

A step-by-step checklist from pre-approval through closing day so you never miss a critical milestone.

• Pre-approval stage tasks
• Home search & offer checklist
• Closing day preparation

Assess your approval readiness across credit, income, employment, and debt so you know exactly where you stand.

• Credit score guidance
• Employment & income analysis
• Improvement action plan

Break down every component of your monthly mortgage payment — principal, interest, property taxes, insurance, and HOA.

• PITI breakdown (Principal, Interest, Taxes, Insurance)
• HOA fee inclusion
• True cost of ownership calculator