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5 min readDecember 25, 2024

What Credit Score Do You Need to Buy a House?

Your credit score has a bigger impact on your mortgage than almost any other factor — it determines whether you qualify and what interest rate you'll pay. This guide explains the credit score requirements for every major loan type, and shares proven strategies to improve your score before you apply.

Full article coming soon. In the meantime, our First-Time Buyer Starter Blueprint includes a credit prep checklist and mortgage readiness tracker to help you get your score where it needs to be before you apply.

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